End Creditor Phone Calls Today

Are you being harassed by creditors? Are creditors constantly calling you at all hours of the night, at home and even at work? There are laws that protect you against creditor harassment and also solutions through bankruptcy. Filing for Chapter 7 or Chapter 13 bankruptcy can put an immediate halt to creditor harassment.

Automatic Stay Placed On Creditors Trying To Reach You

By filing for Chapter 7 or Chapter 13 bankruptcy, an "automatic stay" is placed on creditors. This means that as soon as your attorney notifies creditors of the bankruptcy filing, they must immediately halt all proceedings and contact with you.

That is why it is extremely beneficial to seek legal representation in any bankruptcy filing. If any debt collection agency or creditor attempts to contact you, you can provide them with your attorney's name. They must cease and desist. The relief and peace of mind is priceless, and can help you and your family seek to reorganize your debt through a repayment plan or liquidate debt in a Chapter 7 filing.

The Fair Debt Collection Practices Act

Federal laws have been enacted in order to protect consumers from unfair debt collection practices and creditor harassment. The Fair Debt Collection Practices Act prohibits creditors from harassing debtors, making repeated phone calls and using threatening tactics. We can help explain your rights to you and any options you have if your rights are being violated.

Other prohibited creditor conduct includes:

  • Calling you without identifying themselves
  • Harassing phone calls or letters
  • Threatening you with violence
  • Threatening to contact your employer, friends or family
  • Using foul or offensive language
  • False or deceptive statements

Contact A Citrus County Debt Collection Defense Attorney

For more information about debt relief options, debtor's rights and how to stop creditor harassment, contact our office online. You can also call 352-419-0364 to schedule a consultation to discuss your specific bankruptcy concerns.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.